Holiday Let Mortgage UK

Holiday Let Mortgage UK is Your Specialist Mortgage Broker for Holiday Let Properties in England, Scotland, Wales and Northern Ireland. We're proud to be totally Independent & Whole-of-market Specialist Mortgage Broker for UK Holiday Let Mortgages.

Holiday Let Mortgage UK

Holiday Let Mortgage UK provides mortgage expertise to anyone with plans to buy a Holiday Let property in the UK. We are fully authorised to act on your behalf to arrange a holiday cottage mortgage, making the whole process simpler and less draining for you. Whether you’ll be using the holiday property yourself or letting it out – or both – we can help you get a mortgage faster, and often for less than you might expect to pay.

Getting a mortgage for a holiday home or cottage or rental property can be much more complex than applying for a standard mortgage. Some banks don’t offer this type of mortgage at all, and others struggle to provide really competitive offers under current lending criteria.

However, HLM has an advantage. Our Holiday Let Mortgage Team have the entire UK mortgage market at their fingertips, and have developed close working relationships with a number of specialist lenders most holiday home buyers simply cannot access on their own.

Our team is made up of true experts in the Holiday Letting mortgage market. They know exactly how to structure a mortgage application to give you the best chance of being accepted, and exactly how to speed up the process.

Access to Specialist Mortgages for Holiday Let Properties

Holiday Let Mortgage UK provides mortgage services to both UK and overseas property investors wishing to buy Holiday Let properties in the UK. Many of our clients come to us after traditional lenders have already turned them down, and we use our extensive list of mortgage industry contacts to help them find the right providers.

Because we have worked so extensively with these lenders, they can often offer our customers exclusive deals that simply aren’t available anywhere else. No matter what your situation, we will only submit a mortgage application that we are extremely confident will be accepted.

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Best Mortgage Customer Service

Industry Leading Customer Service

Each of our specialist Holiday Let mortgage team members is fully accredited and licensed, and has a great deal of experience arranging mortgages for holiday cottages, seaside rental properties and even B&Bs. Because we have that kind of niche experience, we’re able to find our customers better deals than most would be able to find on their own.

But perhaps more importantly, our experience allows us to improve the experience of our customers. We’re available by phone 24 hours a day, 7 days a week and 365 days a year to answer your questions, assuage your worries and give you up-to-the-minute updates about your application.

Your calls will never go to a call centre, either. You’ll have your own dedicated Mortgage Advisor who knows all about your situation, and can answer your questions directly. We’ll also assign you a dedicated Case Manger to make sure every ‘i’ is dotted, every ‘t’ is crossed and every email is answered promptly. These specialists will be with you from day one through to completion, so you’re never left wondering how your mortgage is going.

Real-time Status Updates via Our Unique Client Portal

One of the biggest problems with mortgage applications – and one of the things most likely to slow down the process – is communication delays and a lack of information. HLM’s innovative WiiN Portal give you literally up-to-the-minute information about your application and mortgage status with just a few clicks, no matter where you are in the world.

It will show you what progress has been made on your mortgage application, highlight any extra information that the lender is requesting and let you know if there are any tasks that you need to accomplish to speed up the process. Of course, you will be alerted by email whenever there is a request for information or outstanding task.

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The Holiday Letting Market Today

Serviced accommodation and Holiday Letting is a bigger portion of the UK economy than ever, but it is not the kind of residential or buy-to-let ownership that standard lenders are familiar with. As a result, a higher percentage of Holiday Let property finance is arranged through specialty lenders who rely on brokers like Holiday Let Mortgage UK to find interested, qualified borrowers. We’ve built close relationships with most of these lenders, allowing us to offer you deals which simply do not exist anywhere else. We can even make the entire mortgage application process faster and more efficient.

Request a Call Back - Free Quotation & Advice

We offer free advice and to answer any queries you might have regarding your Holiday Let Mortgage requirements. To get in touch, just use the form opposite or choose one of the alternative methods of communication.

Our offices are open 24 hours a day, 7 days a week and 365 days a year – including public holidays. Just call us today on
03330 169 003
– we look forward to being able to assist you.

Note: Your details are kept strictly confidential as per our Privacy Policy

For Expert Mortgage Advice you can trust - Holiday Let Mortgage UK